In Book of Dreams, you revisit a theme from one of your earlier books, The Warning. Why did you write about the crisis in the banking industry?
The Warning, published in 2003, focused on the then-current financial crisis. It was about a man who felt called by God to warn people that financial upheaval was coming, and the difficulties he had in getting his message across. That book was in the top five on the CBA (Christian Booksellers Association) best-seller list for 14 months.
The week I started writing Book of Dreams, the news broke that not one single banker responsible for the mortgage crisis and bank crisis had been convicted of a crime. The banking industry came out of this crisis relatively unscathed while 3 million American families lost their homes — that’s almost 15 percent of all homeowners inAmerica. That, to me, is just not right.
The banking industry is all about self-interest and making money. The American banking industry spends $1 million a day lobbying Congress, while the international banking industry spends another million per day lobbying the American political system. With that much money on the table, there’s a potential for huge profits – the banking industry wouldn’t invest that much money for any other reason.
The question became: “What could happen that would stymie this self-absorbed lobbying?”
The answer: An independent commission that would oversee these transactions so there’d be nowhere for these people to hide. I built Book of Dreams around that premise.